The Wisdom of CLEC (CLEC寶典) V1.0.0 by Blaise and James

⬅️ Back to Books

📚 The Wisdom of CLEC by Blaise and James

AuthorBlaise (compiler); James (CLEC channel)
Year2026 (V1.0.0, 2 July)
Pages560
Read it ifyou are done treating labor as the only script and want the full CLEC map, not a bank brochure

I stand by this book. TMFNK is the same philosophy in a different room. The Wisdom of CLEC (CLEC寶典, English V1.0.0) is Blaise turning Teacher James’s channel into 560 pages. James’s preface is the spine. Wealth is a birthright. Happiness is a human right. The trades are simple. The hard part is who you become once the numbers work.

  1. The cage is designed. Being a laborer is not a slur. It is a condition: income that stops when you stop. Traditional school trains you for that job. Chapter 1’s job is identity. Fire yourself as a ticker-watcher. Buy the Nasdaq-100 and you become the boss of a hundred bosses. Microsoft, Nvidia, Apple, and the rest work while you sleep.

  2. The Golden Principles are the floor, not a slogan. If you have fallen into poverty, it is not your fault. It is capitalism’s caging of society. Wake up. Escape the rat cage, or you spend a life servicing the system that prints the IOUs. TMFNK writes from here. “Diversify until you feel adult” is how the cage stays polite.

  3. Pick the forest, or the math eats you. Same NT$1 million, 30 years, their illustration: endowment insurance about NT$2.1 million, treasuries about NT$4 million, QQQ / 00662 about NT$30–50 million. To hit US$1 million in 30 years they set QQQ at 12% and VT at 7%: US$325 a month versus US$851. VT does not make you safer. It makes you feed two and a half times the principal for the same finish line. US stocks. Nasdaq-100. No comparison.

  4. Cash is air. Chapter 11 reverses the usual order: survive the crash first, then talk return. Beginners lock 6–12 months of expenses. Young people under 3× annual expenses should not copy a 30% cash percentage until the emergency floor is real dollars. 433 / 442 / 613 are so you can sit through a 70% drawdown without selling the forest. Air keeps you alive. It does not make you wealthy.

  5. Enter now. Chapter 7 treats waiting for a pullback as the fear that kills compounding. Buy when you have money. Never sell the core. Rebalancing exists so the formation stays standing, not so you time the market. Gold, high-dividend poverty, endowment insurance, most “wealth products,” and single-stock stories are the Wall Street con in Chapter 5. Diligent trading is a reverse engine.

  6. James is honest about the back half. You do not need 2x/3x ETFs or securities-backed loans to become free. Those chapters are seasoning after your financial intelligence exists. If you only read one stretch, he wants the life block: work, relationships, legacy, independent thinking, dying without a life of regret. Wealth is a tool. Happiness is the destination.

Verdict: Hand this to someone before you hand them a 60/40 pamphlet. It is long because it is a channel’s lifetime, not because the core is complicated. Path A in the reading map is enough to start: awakening, Nasdaq-100, 433, buy now. I treat the later 2x/3x and pledging chapters as optional. I do not keep an open mind about gold. The system is ruthless. There is a way out. Own the US forest. Hold it like land. Live.

The official web companion is the CLEC Wealth Bible. The book is free to share non-commercially; it is not investment advice.

Related TMFNK Content

Crepi il lupo! 🐺