CLEC168: The Investing Class That Refuses to Charge You

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I went through clec168.com/en. Last updated 15 August 2026: 315 articles, 2,148 videos, 87 doc pages, 223 library entries. After YouTube took the channel down, a student in mainland China put James’s teaching somewhere that stays. The site is unofficial. James is not the webmaster. The doctrine is still James’s. TMFNK agrees with it.

  1. The price is the proof. About promises free forever and no ads. The disclaimer says more than twenty years of voluntary teaching, never for profit. The anti-fraud notice is blunt: every piece of CLEC information is free; James never messages first; the only Clubhouse ID is @clecchairman. A paid “CLEC group” is a thief. Banks sell the cage. This classroom does not.

  2. The Wealth Bible, CLEC Edition (v3.4.1) is the spine. Wealth is a birthright. Happiness is a human right. Escape the rat cage. Poverty is the system’s design, not your character. Three pillars: Nasdaq-100 only (QQQ / QQQM, Taiwan 00662), cash as air so a 70% crash does not force a sale, hold like land and never sell the core. James retired from Acer America at 42. Index compounding later outgrew every paycheck he ever took. That is the laborer-versus-capitalist split in one life.

  3. You might think a free site is thinner than a CFA pamphlet or a bank “wealth product.” Read the 10 Billion Dollar Investment Lecture. QQQ from about $50 in 1999 to past $670 by 2026 is roughly 12×, about 10% a year, through 70–80% crashes. The questions the book refuses (this ticker, buy now, how much further it falls) are the ones that burn compounding. Start Here is the map: blog, videos, then the three written series.

  4. The global ETF table (levels through 14 August 2026) is a receipt, not a second religion. Nasdaq-100 total-return CAGR 14.0% since 1985. S&P 500 10.5% since 1957. VT 8.8% since 2008. Nasdaq-100 also fell 82.9% and took 15 years to recover. That is why air exists. The page’s “no best index, only the one that fits you” line is the comparison tool talking. CLEC already picked the forest. Do not let a cheap Hang Seng P/E talk you into diluting QQQ.

  5. The DCA calculator defaults to QQQ’s past-20-year annualized total return of 17.04% (checked 16 August 2026). That is history, not a promise. The site stamps every tool: education and simulation, not advice. TMFNK keeps the later QQQI and borrowing chapters as optional, the same way James says you do not need them to start. Path A is enough: wake up, buy the forest when surplus exists, keep air, never sell.

The takeaway: Open clec168.com/en. Ignore anyone who DMs you as James. Read the Wealth Bible. Raise savings until surplus exists. Plant it in Nasdaq-100. Keep only air in cash. Live. Wealth is a birthright. Happiness is a human right.

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